How will your premium change under the senate's BCRA?

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anonymous_coward
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How will your premium change under the senate's BCRA?

Input your age and income bracket:
http://www.kff.org/interactive/premiums-and-tax-credits-under-the-afford...

Executive summary: if you're old, you're screwed, feel free to vote against your representative next election

Tag
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That calculator only

That calculator only calculates subsidies. It doesn't take into account the 30% premium reduction per the CBO, the fact that people will be free to refuse to purchase insurance and the fact that insurers will be able to offer plans that cater to what people actually want to pay for. If you are old or young, you could actually save a lot of money if you wanted to. Obamacare does not give you those freedoms.

anonymous_coward
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Well the place where people

Well the place where people save money (and I generally agree with this, from a policy standpoint) is the elimination of coverage requirements for plans. (As I've stated before, the ACAs biggest mistake is trying to focus solely on coverage and not on premium reduction. There's no point in increasing coverage if premiums go up and the people elect a congress that repeals the coverage.)

The problem with people refusing to buy insurance is that the ones that do are generally the ones that don't get sick. Which means everyone else will bear the increased cost, cancelling out whatever benefit that the elimination of coverage mandates gives you.

Finally, the age thing is very real. Under the ACA, old people could only be charged 3x as much as young people. Under the BCRA and the AHCA, that goes up to 5x.

Tom C
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More lefty propaganda. These

More lefty propaganda. These people told me my premiums would drop under Obamacare.

They're just a bunch of liars.

Mainelion
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I'm STILL waiting for my $2

I'm STILL waiting for my $2,500 premium reduction that the great and powerful Obama promised me.

Wait... What??? You mean he was lying?

anonymous_coward
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Well the ACA was a bunch of

Well the ACA was a bunch of bullshit, I won't argue with you there.

But I assert to you that this is just as much bullshit (even worse, because they keep preexisting conditions from the ACA).

Tom C
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You know what is going to

You know what is going to happen if they DON'T pass the Republican BCRA?

Premiums will go up.

So, what is the point of this nonsense?

Matt
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Joined: 01/21/2008 - 6:21pm
I hope they pass it, and make

I hope they pass it, and make it kick in immediately. Then we'll see how the trumpcare "choice" of zillion dollar plans or not having insurance at all plays with the electorate.

It'll also be fun to see Trump pass the buck when the feces hits the fan. Beautiful healthcare for everyone! Better! Cheaper! Lol. What a fraud.

mainemom
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All points on the political

All points on the political spectrum need to face it: what the American people in their kind-hearted ignorance say they want, guaranteed issue, community rating, no mandates, and low premiums for all, is an economic impossibility.
Maine found that out when Consumers For Affordable Healthcare cut a swath of permanent damage through the state back in the 90s. Baldacci tried to fix it with Dirigo; the Republicans made some progress toward fixing it with PL 90, but then came the ACA, essentially gutting PL 90 and replicating Maine's critical errors nation-wide.

The tragedy in health care financing that has unfolded since the reprehensible adoption of the ACA is apparent to all, but not fixable.
We need to stop calling health care financing "insurance."
We need to end the tax subsidies that cement the status quo of employer-based health plans.
We need to adopt a simple method of helping people with expensive, life-long medical conditions pay for their necessary care.
We need to fund assistance for parents to pay for their children's medical care, on a sliding scale.
Other than that, we need no laws regulating/mandating/describing/prohibiting the mechanisms that people can invent to facilitate the financing of health care.

No one in Washington or academia or think-tank-land is smart enough to devise a "system" that will be as responsive to the wants and needs of patients and providers as the creativity of millions of Americans acting in their own self-interest and in the interest of bringing products and services to market that meet an unmet demand.

anonymous_coward
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@Tom:"You know what is going

@Tom:
"You know what is going to happen if they DON'T pass the Republican BCRA?

Premiums will go up.

So, what is the point of this nonsense?"

... and if they do pass it, premiums will still go up - the only difference is the wealthy will have their taxes cut and the poor will lose access to Medicaid.

The bill still does *nothing* to address the core cause of health care inflation, which is lack of price transparency and forcing all patients to have some kind of skin in the game when it comes to extremely expensive procedures.

Matt
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Mainemom, you are wrong.

Mainemom, you are wrong. Trump told us that everyone would get insurance, and it would be a lot cheaper than the ACA. And he's a smart businessman who knows what he's talking about. Are you saying he's a liar?

Toolsmith
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He's not writing the bill....

He's not writing the bill.... and those who are didn't make that promise.

mainemom
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Matt, I think my comment was

Matt, I think my comment was clear enough.

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