Health Insurance

6 posts / 0 new
Last post
Watcher
Offline
Last seen: 16 hours 17 min ago
Joined: 03/23/2008 - 12:32pm
Health Insurance

I was actually shocked when I did an analysis of my and my wife's health insurance premium costs....$9,000 per year. This is with Medicare. We pay Medicare premiums, Supplemental coverage premiums, dental insurance premiums, drug coverage premiums. This comes to $9,000 without adding in the co-pays, deductibles, office visit fees etc. I understand that this is a low number for some people but it is a lot for me.

I am thinking about going back to an Advantage Plan rather than the Supplemental Plan. For some reason, our masters in DC have decreed that I may not have a Supplemental Plan AND an Advantage Plan. What business is it of theirs who I pay for what is beyond me.

Any thoughts?

pmconusa
Offline
Last seen: 22 hours 12 min ago
Joined: 04/20/2000 - 12:01am
It is the government's way of

It is the government's way of insuring the income of the medical profession, including the pharmaceutical company's monopoly.

Melvin Udall
Offline
Last seen: 16 min 7 sec ago
Joined: 05/01/2002 - 12:01am
My wife and I have $115 or so

My wife and I have $115 or so deducted from our monthly SS checks to pay for Medicare B, I guess.

We have Medicare advantage plans that cost $0 per month on top of that. It includes Rx coverage, some vision, but no dental. Other than high end prescriptions, most meds cost less than $10 for 3 months. Doctor's visits are $5 for PCP, and $35 for specialists.

Mike G
Offline
Last seen: 7 hours 56 min ago
Joined: 02/17/2000 - 1:01am
Racketeering is a bitch ain't

Racketeering is a bitch ain't it?

The healthcare industry is one part of how they are mining America, the 1 percent.

Jasper
Offline
Last seen: 1 hour 31 min ago
Joined: 02/06/2014 - 5:24am
Why bother paying for dental

Why bother paying for dental insurance when you clearly don't use it?

Watcher
Offline
Last seen: 16 hours 17 min ago
Joined: 03/23/2008 - 12:32pm
Mel, I did have Martins Point

Mel, I did have Martins Point Advantage and was well pleased with it. I decided to apply for a Supplemental Plan because...a person is entitled to sign up for a Supplemental Plan IF it is done within a certain number of days when he/she becomes eligible. If you apply later, the insurance company may legally reject you. The lure of coverage for the 20% not covered by Medicare was also strong. I recently reviewed the plans and may decide that my exposure with an Advantage Plan - about $6,000 maximum out-of-pocket - may be a risk and an amount I am willing to take.

I will ponder this a tad more.

Log in to post comments